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Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Estates & Trusts

What Key Estate Planning Tools Should I Know About? 
Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

How Can a Living Trust Help Me Control My Estate? 
A living trust can help control the distribution of your estate upon death.


What Is a SEP IRA? 
A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.

What Is a SIMPLE? 
The SIMPLE plan may appeal to small business owners as it is easy to set up, administer, and allows for a tax deduction.

Tax Planning

What Is Tax Deferral? 
There can be a substantial benefit to deferring taxes as long as possible.

How Can I Benefit from Tax-Advantaged Investments? 
Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.


What Are Dividends? 
It is important to understand how dividends (taxable payments to shareholders) fit with your long-term goals.

Growth Stocks vs. Value Stocks The labels growth and value reflect different approaches that can be used when making investment decisions.

Cash Management

What Are Some Tips for Managing My Money? 
A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

How Long Will It Take to Double My Money? 
Before making investment decisions, it is helpful to determine the real rate of return on the investment.

Risk Management

Why Purchase Life Insurance? 
If you have a family who relies on your income, it is important to have life insurance protection.

Why Are Annuities Considered an Insurance Product? 
An annuity is a contract between you and an insurance company to pay you future income in exchange for premiums you pay.